Posts

Showing posts from December, 2018

How to Save Big Bucks on Your Home and Auto Insurance

Some of the major living expenses for Americans these days are home and auto insurance. Policies are pricey, but you can keep costs down by qualifying for discounts. Give a licensed agent a call and ask whether you are eligible for savings opportunities. Home insurance discounts Home-auto.  Bundling your home and auto insurance by purchasing both policies from the same provider is one of the best ways to save money on your insurance. The price reduction on your premiums can be immense. Safety features.  Keeping your home and family safe is also cost-effective. If your house is equipped with smoke and fire detectors, deadbolts or an alarm system, you might qualify for a discount. Claims free.  Insurance providers are eager to partner with customers who are unlikely to experience a mishap and file a claim. If you have gone claims-free for some time, you’re deemed less likely to file a claim in the future. Your claims-free history makes you good business, so you migh...

The 5 Car Insurance Tips

Ar e you in the market for car insurance? It can be difficult to sift through all your options and find the company that’s right for you. Here are just five tips for finding someone who will watch your back on the road. 1. Compare and Contrast Shopping for car insurance isn’t a process that should be done in a day. You’ll need to devote some time to it especially if you’re looking for something in particular like insurance for teens. Don’t be afraid to take your time, shop around and find the insurance provider that meets the unique needs of your unique family. 2. Know the Types Auto insurance comes in a variety of categories. For example, liability coverage will protect your vehicle in the event of an accident, but comprehensive collision coverage might pay for your new tires and your medical bills. It all depends on your insurance company and service package. 3. Stay Local Find a local agent  if you want the best deal on car insurance. The prices quoted on the company website ar...

How to Save Big Bucks on Your Home and Auto Insurance

Some of the major living expenses for Americans these days are home and auto insurance. Policies are pricey, but you can keep costs down by qualifying for discounts. Give a licensed agent a call and ask whether you are eligible for savings opportunities. Home insurance discounts Home-auto.  Bundling your home and auto insurance by purchasing both policies from the same provider is one of the best ways to save money on your insurance. The price reduction on your premiums can be immense. Safety features.  Keeping your home and family safe is also cost-effective. If your house is equipped with smoke and fire detectors, deadbolts or an alarm system, you might qualify for a discount. Claims free.  Insurance providers are eager to partner with customers who are unlikely to experience a mishap and file a claim. If you have gone claims-free for some time, you’re deemed less likely to file a claim in the future. Your claims-free history makes you good business, so you migh...

“I just saved a bunch of money on my car insurance…”

Image
We all know that catchy, advertising phrase, but does anyone ever really switch car insurance? I certainly hadn’t for about 10 years, until this week when I realized how silly it was to not even check for better deals. I’m pretty dedicated to frugality and good deals in most areas of life; why hadn’t I bothered to see what sort of options I had for insurance? It turns out that my assumptions and preference for the status quo were holding me back from an easy win, just like they have countless other times in my life and probably in yours as well. Past Experiences It’s not like I had never thought of the idea. I’ve probably heard a dozen times from various blogs or podcasts that shopping around for better insurance rates is on par with cutting your cable service when it comes to bang-for-your-buck (or rather, return on your time). It takes less than an hour and saves you hundreds to thousands of dollars over time. That’s a whole lot better than the hourly rate I make at the ol’...